While cc banks are in these times starting to side more with vendors on charge disputes, its still far more recourse than bank drafts offer you in a transactional dispute
This isn't laissez faire.
Along with useless binding arbitration they precisely lobbied for a marketplace devoid of consumer protections or redress channels.
We now live in an age of strict Non-liability.
This is why after 2 good faith attempts, I just report them to the government. It turns out when you report a car insurance company to the state regulatory body, you suddenly know how to contact you. Nope, to bad. Deal with the government. Felt sweet to get a check in the mail from the IRS after resolution.
That was the most recent time, but I've done it a couple of times. I do everything digitally, so it's always easy to prove my case.
Back in the 1990s, it seemed literally like every other person had that Ikea bentwood rocking chair. So I relate to your point. Ikeas poor-sellers remain obscure though.
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