Between now allowing very long passwords, the free 2 factor token (hardware symantec vip, not SMS based), and being able to lock your accounts with a voice password/passphrase that you must give the rep to discuss your account on the phone (so then just SSN/mothers maiden name/birthdate isn't enough), I think they've pulled quite far ahead lately. It's better than any of the other banks I've used.
[Note: voice password is not their voice fingerprint sillyness their reps will think you are asking about at first]
http://www.schwab.com/public/schwab/client_home/password_for...
Between now allowing very long passwords, the free 2 factor token (hardware symantec vip, not SMS based), and being able to lock your accounts with a voice password/passphrase that you must give the rep to discuss your account on the phone (so then just SSN/mothers maiden name/birthdate isn't enough), I think they've pulled quite far ahead lately. It's better than any of the other banks I've used.
[Note: voice password is not their voice fingerprint sillyness their reps will think you are asking about at first]