Where are you from? Im my country, there are still options available to use only internet banking, no requirements to use app.

In my country of residence (DE), traditional banks consider me an "immigrant scum" and won't let me open an account. This means I am limited to using neobanks such as N26 and Revolut. On the upside, their verification process is also probably "neo" and somehow automated. And removes the human factor from it.

Asking for a donation, instead of a paywall, could have a better chance to get some cash?

Can you add a feature to upload to a ftp server?

I will consider it. The current version can backup to a smb file share, is that sufficient for your needs?

I like distros that can be run only in ram. I wish that i could run windows like that but you need a lot of ram.

I did some tests a while ago on w8 vs w11 for bootup time and w8 was faster. This doesnt surprise me.