> I know many who drop ship and are not money launders.

No one said that all drop shippers, or even the majority of drop shippers, are doing anything illegitimate.

Those who provide merchant accounts for credit card processing are the ones who assume the risk if one of their account holders is not able to cover chargebacks, and so from their point of view it doesn't matter that the vast majority of drop shippers are legitimate. What matters from their angle is how much they will be on the hook for because of the small fraction that are illegitimate. If that is too high, it can be better for them to just disallow the whole category.

> No one said that all drop shippers, or even the majority of drop shippers, are doing anything illegitimate.

Yes, but STRIPE are saying this. Because it's in their prohibitive items list and if you do it as part of your business, they will not do business with you. This is my whole point.

Other merchants will happily do business, so why not stripe? They have yet explained why...