> Had bed bugs once and it led to me losing everything and becoming homeless for a while. Never again.

This sounds like an extraordinary tragedy, and one that really ought to have been considered a workplace accident, in the same category as people who lose fingers to power tools. I'm sorry this happened to you.

> team building sessions especially if they involve sports or touching other people or being touched.

The dark side of team building sessions; they can be both disturbing and extremely exclusionary if they're lead by well-meaning but clueless people.