Not only do both have completely different payment processing workflows, but there's another key takeaway:
With a credit card the money going out is the issuer's. If you have a compliant or need to handle a charge, it's not your neck on the line.
With debit? Once the cash is pulled it's pulled. Yes they have protections as well, but while you're fighting with your bank to get your money back it's gone.
Not only do both have completely different payment processing workflows, but there's another key takeaway:
With a credit card the money going out is the issuer's. If you have a compliant or need to handle a charge, it's not your neck on the line.
With debit? Once the cash is pulled it's pulled. Yes they have protections as well, but while you're fighting with your bank to get your money back it's gone.