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I wish I'd learnt about investing before I was in my late 30s - and same about value of a good pension. Still - it is never too late.


What exactly do you mean by “investing”. The notion of “investing” in a few index funds or shoveling money to a financial advisor?


Just the concept of sticking £100/£1000 here and there into a an index tracker and leaving it well alone - ideally until a rainy day/emergency.

There have been plenty of times in my life I was 'cash rich' but I left my money in the bank, as I didn't know what to do with it. I used to then over pay my mortgage, which was crazy as I had a 1% interest rate and the stock market would have been a better place to put my cash.

Don't get me wrong, I'm not a 'rich' man - but I've always put money aside (out of a fear/memory of being broke) I just could have worked that cash harder - and that was money that I could have taken some risk with.


I mean really understanding the subject of investing. A good book teaching this is "The Intelligent Investor" by Benjamin Graham ( Buffett based a lot of his philosophy on Graham's "value investing").


There is a lot of learning, that happens in school which has no bearing in later life. Why not have a course which combines economics+investing+accounting?




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