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>Where are this inexpensive accredited universities that charge half the price?

Community college? To be fair, the underlying problem is that everyone is competing for whole "jobs". Since it is a discrete unit you cannot be 95% as good as the best competitor, you have to be 101% as good to get the job. Assuming perfect structural unemployment, it would still make more sense to just let you and the best guy work 50% of the time rather than let the best guy work and let you stay unemployed. Of course the best guy wants moral superiority so he redefines success to be hard work and thus his ability to push you out of the labor market becomes his success.

Health care is a special circumstance. The free market maximalist assumption that the free market and the law of the jungle are the same is actually wrong. The free market is created by denying the law of the jungle (by delegating all violence to the state). With health care the law of the jungle is quite strong. It's easy to extort an unhealthy patient. Whatever benefits the free market is supposed to offer is swamped by our fear of death and the ability to abuse it.



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