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I don't use Stripe but my understanding is that it has dominance in its space. What are the competitors? BrainTree? Google Pay? Why haven't those services eaten Stripes lunch?


Payments business is huge and there is a lot of space there. A few global competitors are:

* Braintree (acquired by PayPal) * Checkout.com * Adyen (more enterprise oriented)

+ there are a lot of local players, e.g. Mollie is popular in the Netherlands, Payu and Przelewy24 are large providers in Poland, in China people pay with Wechat and Alipay, and in Indonesia with GoPay by Gojek

Stripe provides a lot of services besides payments, but if you just need a payment provide for your on-line shop, whether you go with Stripe or Braintree is not a very big difference. I mean sure, quality of documentation and customer service matters, but the 2 most important factors for people are pricing and support for the payment methods popular in your country (e.g. iDeal in the Netherlands, fast bank transfers in Poland etc.)


Przelewy24 and iDeal are supported on Stripe, too. (Among a variety of other payment methods not tied to a credit card.)


Stripe focused on, built, and has amazingly mostly maintained goodwill and good word of mouth among developers. The others haven't focused on that.

BrainTree was decent a few years ago, but PayPal acquired them and that seemed to drain the quality away.

There are other, older competitors that have much worse APIs and docs and support, but my impression is they survive due to implementation lock-in.




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