Living in the US, with some of the worst banking infrastructure in the world, my debit card has an app that allows me to instantly lock/unlock the card, set spending limits, category limits, and even to deny a transaction if my phone isn't geolocated close to the transaction point.
I get a nearly instant alert, sometimes before the payment terminal has displayed "accepted", that there's been a charge on my card.
Also, at least in the US, debit cards have similar fraud rules to credit cards (ie you can chargeback) but the time period is much, much smaller. A week, I think.
I strongly urge you to not use your debit card and use a credit card wherever possible. Aside from better protection, any fraud or mistakes are not involving real money, but credit.
I get a nearly instant alert, sometimes before the payment terminal has displayed "accepted", that there's been a charge on my card.
Also, at least in the US, debit cards have similar fraud rules to credit cards (ie you can chargeback) but the time period is much, much smaller. A week, I think.
I strongly urge you to not use your debit card and use a credit card wherever possible. Aside from better protection, any fraud or mistakes are not involving real money, but credit.