Even if you're right — I don't think you are, but even if you are — you're derailing your own point to indulge in petty sniping targeted at another profession. The aside makes the piece weaker because it detracts from the focus and makes you sound like a jerk. If I were your editor, I'd have struck out the entire aside about social scientists and compressed it to "as is often the case, the naïve method has problems, so what banks do instead is…"