The complexity here is to have to: 1) write, 2) present, and 3) edit a video segment selling a product you probably wouldn't bother mentioning to people if you had other options. It's not technical.
The alternative (for instance) would be an automatic system distributing the $$ I pay YT among the creators I watch. That's significantly less complexity for the end-user and the content creator.
> an automatic system distributing the $$ I pay YT
So youtube red instead? They split the creator portion of your subscription between the creators you watch (assuming they've setup the ability to get paid by YT). Worth quite a bit more than ad views too, last I heard.
This still requires you to pay which brings us back to step 1. You are also implying that the content creator does not use the product and would not mention it otherwise which is not always true.