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the UK had contactless transactions, free instant payments and mobile banking years before PSD2

(the mostly useless open banking stuff is however due to PSD2)



That appears to be a red herring.

In the article, Griffin is described as:

> Their services allow Fintech businesses to integrate banking features quickly and securely.

So this is about integration with other FinTech businesses, which I think squarely falls under open banking and PSD2.

I'm not sure why you describe PSD2 as "mostly useless". Did you vote for Brexit by any chance?


you should prefix all of your posts with "I don't really know much about this topic, but here are my opinions regardless."


Wow. You really went through my recent comments to come up with this sick burn.

That's sad.

I'm not here to engage in flamewars, so let's just leave this here.


> I'm not here to engage in flamewars

-> ends previous comment in an ad-hominem




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