pet insurance man... get it... for $80 a month I have a $250 deductible, 90% reimbursement and unlimited annual coverage. Not to mention they cover EVERYTHING including hereditary conditions.
I hope I never have to use it. my buddy came home to his dog having his back legs paralyzed. No idea what happened. Did he jump off the bed or get hurt playing with the other dogs? Anyway, surgery was going to be 20K with a 90% chance of the dog walking again OR he can take steroids' and nerve medicine and hopefully regain the ability to walk within 10 weeks OR put the dog down. He couldn't afford the surgery so they went the medicine route. Luckily the dog can wiggle his toes right now at the 2 week mark, we will have to wait to see if he can walk.
Point being... if he had pet insurance the entire thing would have been $2250, a no brainer in my book so putting the dog down is off the table. At that point you just have to decide whether you want to do the operation or do a round of medicine. you have a lot better opinions.
Paying for insurance sucks... You pay every month and you might use it a couple of times in your life, but when you do need to use it, you are so glad that it is there.
I hope I never have to use it. my buddy came home to his dog having his back legs paralyzed. No idea what happened. Did he jump off the bed or get hurt playing with the other dogs? Anyway, surgery was going to be 20K with a 90% chance of the dog walking again OR he can take steroids' and nerve medicine and hopefully regain the ability to walk within 10 weeks OR put the dog down. He couldn't afford the surgery so they went the medicine route. Luckily the dog can wiggle his toes right now at the 2 week mark, we will have to wait to see if he can walk.
Point being... if he had pet insurance the entire thing would have been $2250, a no brainer in my book so putting the dog down is off the table. At that point you just have to decide whether you want to do the operation or do a round of medicine. you have a lot better opinions.
Paying for insurance sucks... You pay every month and you might use it a couple of times in your life, but when you do need to use it, you are so glad that it is there.