It's very easy to use free certificates (e.g. LetsEncrypt) that can use a free script to automate the renewal of them. There's also plenty of free guides on how to use them for various web servers etc. That comes to a grand total of nothing.
If you'd rather pay someone else to do it for you, then that's your own issue and not really anything to do with the length of certificate validity.
If you'd rather pay someone else to do it for you, then that's your own issue and not really anything to do with the length of certificate validity.