To the OP: I highly recommend you look into Continue.dev and ollama/lmstudio and running models on your own. Some of them are really good at autocomplete-style suggestions while others (like gpt-oss) can reason and use tools.
really - no monthly subscriptions? i hate those but i am fine with bringing my own API URLs etc and paying. I'm building a router that will track all the free tokens from all the different providers and auto rotate them when daily tokens or time limits run out.
Continue and Zed.. gonna check them out, prompts in Cline are too long. I was thinking of just making my own VS Code extension but I need to try Claude Code with GLM 4.5 (heard it pairs nicely)
It's my goto copilot.