I'm currently on a Windows 10 machine with Core i5 that's more than a decade old. The calculator takes a couple of seconds to start up - provided it's a "good" day (i.e. one when Windows isn't downloading updates or doing search indexing or malware scanning in the background.)

But I also have a Core 2 Duo-based WinXP machine in easy reach (just to keep a legacy software environment alive) and its keyboard has a dedicated calculator button. The calculator is just there the moment I press that button - it's appeared long before I can even release the button.