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> It worked because it solved a real problem: Kenyans were already sending money through informal networks. M-PESA just made it cheaper and safer.

Here’s why this matters: M-PESA created a payment rail with near-zero transaction costs. Which means you can economically collect tiny payments. $0.21 per day payments.

Why are you lying about this, its clearly written by an LLM



Agreed it clearly is.




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