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> Having a government-insured bank deposit means that I've never had to think about this in my lifetime

I think "in my lifetime" is the key here. Probably banks weren't as foolproof initially as they are today, and was a bit wild west too in the beginning.

With that said, I do think cryptocurrencies are still in a "exploring" phase and it's been way oversold on what it could help solve, especially by people who are looking to make a quick buck. Which is a shame, because the technology itself does have useful applications.



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