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> "...no bank is giving out API access to their customers..."

I think Citi bank has an API (https://developer.citi.com/). Not that it's public for account holders, but third-parties can build on that. I'm looking at Plaid.com

One thing about Plaid--I've not been happy when encountering Plaid in the wild. For example, when a vendor directs me to use Plaid to validate a new bank account integration. I'd much rather wait a few days and use the 0.01 deposit route. Like using a katana for shaving.

But signing up to use Plaid for bank transaction ingestion via API is a whole different matter.



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