$40/hour is $83,000 per year, that is more then livable in the US, and by definition of the median half make more. So I can't agree that it's not a living wage for most.
it's nowhere close. Most orchestras are playing 1-2 nights a week (max) and each performance has 0 or 1 rehearsal (1 if it's a new program, 0 otherwise). Average when performing is maybe 20hr a week