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> Is there an inspection period?

No. However, the seller is responsible for 'hidden problems' for five years after the sale. I would guess that most of these cases go to court, and are only for serious problems like mold.

> Are most homes bought outright, or are loans taken out to purchase them?

Loans are typically taken.

>Does the seller's agent do any marketing (newspaper ads, open houses, etc)?

Yes, the seller's agent typically does all the marketing. Mostly newspaper ads, online real estate listings and open houses.

>What does the seller's agent usually get in terms of compensation (a percent of the sales price, a fixed fee)?

It's usually a percent of the sales price, and around 2-4%. In recent years fixed feeds have become popular (€3-4k).

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The one thing that sucks most about the Finnish real estate market is the 'transaction tax'. It's 2%-4%, paid by the buyer (but first-time buyers are exempt), which means that moving often is discouraged.



Thanks for answering my questions.

I like the idea of the seller being responsible after the sale--that would make most sellers more honest.

That tax is interesting--what does it support (national government? city government? schools?)?


The tax is paid to the national government.




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