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You're missing the point that if a more empowered party than you wants your property, they're likely to get it.

Terms of mortgages in the past decade or so have been in tremendous flux, fraudulently granted (on the part of both lender and borrower, yes, in cases), and changed unilaterally. They've also been transferred with little or no documentation. Cases in which homes that were not even under any mortgage being seized are fairly easy to find.

http://www.cbsnews.com/news/robo-signing-of-mortgages-still-...

http://www.huffingtonpost.com/2013/07/24/ohio-bank-foreclose...

http://abcnews.go.com/Business/bank-america-sued-foreclosing...



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